All full-time students who have paid the extended health plan fee are automatically enrolled in the guard.me Extended Health Plan@Canadore
Who's Covered?
- All full-time students who have paid the extended health plan fee are automatically enrolled in the guard.me Extended Health Plan@Canadore.
- Coverage starts on September 1 or January 1, depending on your semester start date.
- If you withdraw from all classes, your coverage ends immediately upon your withdrawal date.
- Are you an International Student?
If you are an international student attending Canadore College, please refer directly to www.guard.me/canadoreinternational for details on how to access your policy information and access your account. You can also reach out to Canadore's International Department directly.
Important Deadlines
September Start Students: Plan selection window is in September.
January Start Students: Plan selection window is in January.
(Specific dates will be communicated when available)
During these periods, you can:
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- Choose an alternate plan
- Add dependents
- Opt-out if you have equivalent coverage.
How to Manage Your Plan
Visit guard.me/canadore to:
- Submit and monitor claims
- Manage your account
- Access additional resources
- Select your plan during the designated selection period
- Contact Guard.Me directly
Download the iCent app to access your health plan and file claims on the go.
Domestic Health Plan Updates for 2025-26
Starting Fall 2025, the Domestic Student Health Plan will offer enhanced coverage, including improved prescription, paramedical, vision, and dental benefits—thanks to the recent student referendum.
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Cost: $261.50 per student/year
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Opt-Out/Switch Plans: Students with existing coverage can opt out or switch plans during the designated window. Details will be shared before the Fall semester.
Coverage Details:
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Coverage Type
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Balanced Plan (Auto-Enrolled)
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Enhanced Drug Plan
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Enhanced Extended Health Plan
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Enhanced Dental Plan
|
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Prescriptions
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$2,000 with 20% co-pay
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$2,500 with 10% co-pay
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$1,000 with 35% co-pay
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$1,000 with 35% co-pay
|
|
Paramedical
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$300 with 20% co-pay and $20 max/treatment
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$200 with 20% co-pay and $15 max/treatment
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$400 - no co-pay or max/treatment |
$200 with 20% co-pay and $15 max/treatment
|
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Vision
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$150 glasses + $120 eye exam (20% co-pay)
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$150 glasses + $120 eye exam
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$220 glasses + $120 eye exam
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$75 eye exam only
|
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Dental
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$500 - 50% Basic / 30% Minor / 20% Major
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$400 - 50% Basic / 20% Minor / 10% Major
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$350 - 45% Basic / 20% Minor / 10% Major
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$750 - 75% Basic / 65% Minor / 15% Major
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All students are automatically enrolled in the Balanced Plan. However, you can switch to other plans during the selection window.